Appropriate scholar offered as a deputy assistant in U.S. sections of Treasury and State.
Kenneth Willard Dam, a former College of Chicago provost and longtime Law College teacher who offered as a deputy assistant in the U.S. sections of Treasury and State, died May 31. He was 89.
The Law School’s Maximum Pam Professor Emeritus of National & International Law, Dam, was among the nation’s foremost domestic and foreign economic law scholars. He devoted a lot of his career to public planning and his academic and government function, offered in excellent corporate and nonprofit articles, on the panels of various organizations, and as an elderly other at the Brookings Institute.
An alum of the Law College, Dam, JD’57, used his entire academic career at the College of Chicago. His scholarship was focused on legislation and economics, and he directed the Law School’s legislation and economics plan for several years.
He was the next provost of the College of Chicago, offering from 1980 until 1982 when Leader Ronald Reagan asked him to function as deputy to U.S. Secretary of State George Shultz, former dean of the Cubicle College of Business.
“Ken Dam was an excellent scholar, a devoted public servant, and a pleased associate,” said Thomas J. Miles, dean of the Law College and the Clifton R. Musser Professor of Law and Economics. “His decades of benefits to the Law College, the College of Chicago, and our state are profoundly loved and will be long remembered. On behalf of the entire neighborhood, I increase our deepest compassion to Ken’s household and friends.”
Former College of Chicago Leader Hanna Holborn Dull, the Harry Pratt Judson Notable Company Professor Emeritus of Record, below whom Dam offered as provost, recalled Dam as “a good friend and an excellent citizen of the College, generally prepared to function constructively on its behalf and never claiming credit while this significantly good.”
“He and I labored closely together when he was provost. He liked the work as it allowed him to learn so significantly about the width of the College and its applications, to find so several fascinating persons and such a range of ideas, to understand the complicated problems that arose every day,” Dull said. “Probably the most fair-minded of men, he brought an amazing calm and exceptional judgment to it all. I was fortunate to possess liked two years of the collaboration before Ken remained to function as Deputy Secretary of State to George Shultz and further to satisfy his excellent public service.”
Dam, who was born in Marysville, Kansas, in 1932, became through to a farm and attended the College of Kansas. After graduating in 1954, he headed to the College of Chicago Law School. After getting his J.D., he clerked for U.S. Supreme Court Justice Charles E. Whittaker, then embarked on an extensive, decades-long career that will include legislation, company exercise, corporate function, government support, and academia.
The dam was offered as deputy secretary—the second-ranking official—in the Department of the Treasury from 2001 to 2003 and deputy assistant in the Department of State from 1982 to 1985. In 1973, he was government director of the White Home Council on Financial Policy, wherever he was responsible for matching U.S. domestic and international economic policy. From 1971 to 1973, he offered as associate director for national security and international affairs in the Office of Management and Budget.
His academic career started earlier when he joined the Law College as an associate teacher in 1960. He offered as a person in the faculty, with numerous leaves of lack, for the rest of his life. The dam was called a teacher of legislation in 1964 and the Harold J. and Marion F. Natural Professor of International Appropriate Report in 1976. He directed the Law School’s legislation and economics plan between 1978 and 1980 and 1995 and 1999. Between 1992 and 2004, he was the Maximum Pam Professor of National and International Law (with leave for government support between 2001 and 2003). In 2004, after returning from the Department of the Treasury, he turned into an elderly lecturer and the Maximum Pam teacher emeritus.
Nearly all of Dam’s academic functions are dedicated to legislation and economics, particularly concerning international issues. His journals include several publications, including The GATT: Law and International Financial Company; Financial Policy Beyond the Headlines with George P. Shultz; and The Law-Growth Nexus: The Concept of Law and Financial Development.
“Kenneth Dam’s remarkable career as a scholar, College provost, and public servant will be rightly celebrated, but what I’ll remember most are Ken’s features, his warmth, and kindness as a faculty member and mentor,” said Vice Provost Daniel Abebe, the Harold J. and Marion F. Natural Professor of Law. “Ken was generally large in discussing the heavy knowledge obtained from several years of notable support, and I’m happy to possess been his colleague.”
Geoffrey R. Stone, JD’71, the Edward H. Levi Notable Company Professor of Law, realized Dam for more than five decades, starting when Stone was a student in Dam’s Antitrust class.
“He was a thoughtful and highly respected teacher,” Stone said. After joining the Law College as an associate teacher in 1973, Dam was “a vibrant and useful associate and an excellent scholar.”
Both Stone and Dam offered as provost of the University—Stone from 1993 to 2002—and it had been throughout Stone’s time as dean of the Law College that Dam delivered to the faculty after higher than a decade in various roles.
“Ken and I’d several fascinating interactions during his (and my) career,” Stone said. “He was a truly exceptional teacher, associate, and scholar, who represented the most effective of our Law School’s values and aspirations.”
Douglas Baird, a former dean and the Harry A. Bigelow Notable Company Professor of Law: “A legislation and economics leader, an outstanding teacher and a notable statesman, Ken Dam were for six decades among the Law School’s best buddies and its deans’ wisest counselors.”
Sr. Lect. Richard Epstein, the Wayne Parker Corridor Notable Company Professor Emeritus of Law, said he and his wife, Eileen, liked a decades-long friendship with Dam and Marcia, who started soon after meeting them. Their three kids spent my youth in Hyde Park at about the same time because of the Dam’s kids, Eliot and Charlotte.
“It needed only a short span to understand that Ken was a person of great information and judgment, perfect behavior, and a standard of quality that noted all facets of his life,” Epstein said. “It was generally a good source of pleasure to view how his ever-adventurous wife, Marcia, presented the best in the more cautiously oriented Ken. It was a delight to work with him at the Law College and a genuine address to see how he negotiated the countless pitfalls of university government when he was offered as provost. Eileen and I increase our best wishes to Marcia, Charlotte, and Eliot in this many hard times. They may be assured that Ken has a secure investment in the history of the College and the life of the state he offered so effectively for several years.”
Dam’s other pursuits include offering as IBM vice leader for legislation and other relations from 1985 to 1992 and as a leader and critical government specialist of the United Methods of America for a six-month time in 1992, when he was opted to completely clean up a scandal because the organization and put in place a new system of governance. His legislation company exercise involved two years as an associate at Cravath, Swaine & Moore in New York between 1958 and 1960 and numerous intervals of support as counsel or as an advisor to Kirkland & Ellis between 1961 and 1996.
He’d like intensive knowledge as an arbitrator, including five years as the system arbitrator for professional basketball between 1996 and 2001 and in 2012.
He was an honorary person at the table of the Brookings Institution. He also was a board person in the Committee for Financial Development, a person in the Darkness Financial Regulatory Committee, and chairman of the German-American Academic Council. He was a board person in several nonprofit institutions, such as the Council on International Relations in New York and the Chicago Council on International Relations. He offered for 13 years on the table of Alcoa and was a person on the advisory table for BMW of North America for five years in the 1990s.
Education Loan: Applying for a Loan? Essential Things That you Must Know First.
The pursuit of higher education is the apex of a student’s education. Then, add the possibility of studying abroad for higher education, which is an opportunity attainable for many. But aspirations also come with obstacles. In this instance, going overseas and learning, though attractive, is not always achievable. The cost of living, as well as the fees, can discourage students from pursuing their dream of studying abroad. To overcome this, over time, many innovative and new education loans were created to provide students with safety protection. A degree from a top-quality institution could lead you to the top of the list when you think about that. It is equally important to keep in mind that you must check some boxes before deciding on the best type of educational loan.
When selecting your educational loan, let’s consider some aspects to ensure you get the most from it.
Picking the Right Lane
Before you even think about the type of loan you’d like to choose, you must ensure that your topic of interest is secured. A loan to fund higher education is not a small amount of money. It is prudent to take a close look at the length of your studies, your commitment to this, and whether it really interests you over the long haul. Consider if you can consider this to be the ideal direction you’ll take for the duration of the rest of your existence.
Several criteria must be met to get an education loan for higher levels in India. First, you have to qualify as an Indian. The second requirement is that you be at least 18 years old age. They also require evidence that you’re dedicated to your studies about your academic background, as well as evidence that you get admission to the institution for which you’re seeking the loan.
The majority of banks in the public sector can offer as much as 90 percent of your total expenses. With the bank you choose and your level of education, you could obtain reasonable rates on interest. For instance, The Bank of Baroda offered a 6.75 percent/year interest rate on loans. On the other hand, banks such as ICICI or Karnataka Bank can offer interest rates of 10.50 percent to 12.19 percent on annual loans.
Setting up the Loan in the Long-term
If you take out an amount of about four lakhs, you could apply for it without putting any collateral, such as cars or houses; however, if the loan amount is between 4 and 7.5 lakhs, the scene shifts. The bank may require you to submit an applicant who will aid in paying off the loan. It could be someone from your family or spouse, friend, etc. The bank must know that when you need to borrow more significant amounts, you have someone who can repay the loan and is employed in a steady position that will allow that. For any amount greater than 7.5 lakhs, there is likely to be a need for collateral. The bank can only offer the loan once the collateral has been inspected and written authorization is issued.
Interest Rates and Moratorium: A Full Rundown
Be sure to research every possible option and bank the best interest rate that will fit your budget. Every bank has different interest rates on loans, but they usually will range from 6 and 15. For an undergraduate, you would benefit from choosing one with a long time frame for repayment. In this way, you can aim to get a bigger loan. Make sure you choose one with a reasonable time frame to be able to complete the loan at a reasonable rate while still paying the loan off.
Government Schemes or Financial Institutions
Students can choose between getting a loan from a financial institution or directly from government officials. Government of India under a scheme. For instance, the Indian government has launched its Credit Guarantee Fund Scheme (CGFSEL) for loans for education, where students can get loans as high as Rs 7.5 lakh without co-applicants.
On the other hand, banks must adhere to certain limitations regarding collaterals after a specific amount. But, there are tax-free interest payments on a loan for education under Section 80E in the Income Tax Act. There are a variety of choices that are cost-effective for students. The trick to choosing the best one is to consider all of the above factors before deciding to take out any student loan for education.
Why Choose a Study Loan: The Benefits of Education Loans.
No investment will give you a better yield than your education. A study loan can help students complete their studies even if they cannot pay for them now. When you consider the potential earnings of an educated person, they can realize their full potential.
Top 5 Benefits of Study Loan
In addition to the economics, There are numerous advantages associated with Education Loans, making them the ideal choice to fund your education. Here’s a look at a couple of advantages to taking a look at an education loan for the purpose of funding your studies:
1. Low rate of interest
When taking out a loan, the interest rate plays a vital role in the choice. Interest rates on studies loans are typically lower throughout the world, and in India, they are also deficient, particularly for government-owned banks. For those with an economically disadvantaged background, the loans can be more affordable, thanks to a subsidy from the government that covers the interest of the loan during the study course and up to six months after you have been employed.
2. Easy Availability of Study Loan
The loans are readily available to the vast majority of the population because they are available from various sources. Alongside banks, private and public – many NFCs (Non-Banking Financial Corporations) also provide loans for education with relatively simple processes. Other organizations also aid students by providing endowment loans and other benefits.
3. Excellent payment conditions
The repayment schedule is crucial to consider before making a loan commitment. With most loans, you have to begin repaying the loan immediately. When you take out the fact that a study loan depends on the future earnings of your student, many banks will allow flexible repayment plans, making it more straightforward for students to repay the loan after employment.
4. Tax Deductible
Tax exemptions associated with the loan are a further benefit of loans for education. The interest paid for the loans is tax-deductible under section 80E in the Income Tax Act, 1961. This can help a student save money throughout repayment.
The most significant benefit of a study loan is that it helps students be accountable for their education. In addition to rescuing their parents from a significant burden on their finances, Study Loan has an additional advantage. Taking on a loan for a student is also a way to ensure they’re completely committed and invested in their study.
There is no better way to prepare for becoming an adult in the modern world than for the students to pay for their education.
THE BENEFITS OF ONLINE EDUCATION IN A VIRTUAL CLASSROOM.
Similar to going to a virtual campus and studying in person, There are benefits and disadvantages to attending online classes and learning online. There are many advantages to online education. You’ll see that online education lets you enjoy a more manageable schedule, reduces your education’s price, and more easily build your career and furthers your education.
Although there are many benefits to online learning, it’s not without a few disadvantages to consider. Being on track and motivated can be challenging, so online learning isn’t for all. If you know more about the benefits and drawbacks of online-based learning, you’ll be able to determine the best option for your needs and educational and professional objectives.
If you’re interested in learning more about online education’s advantages at the Drexel School of Education, inquire for more information.
ADVANTAGES OF ONLINE LEARNING
One of the benefits of online education is Virtual classrooms that are ideal for those who wish to further their education and work. In traditional classrooms, the lectures are scheduled for a specific time, and your availability will determine the class schedule. If you’re employed, and classes aren’t offered during work hours, it may be challenging to balance a class workload with your job tasks.
If you are enrolled in a virtual campus online, learning can provide greater freedom in setting your timetable. You can also study at any time that suits you. Are you living with noisy roommates? Being more in control of your timetable also means you’ll be less distracted.
2. Reduced Costs
It can be costly to attend school. However, online learning can offer a variety of options for students can save money. Being able to avoid the commute to the campus can help reduce the cost of transportation.
Each year, an average student pays more than one thousand dollars for textbooks and other course material. Virtual courses typically take advantage of online resources, which reduces the cost of textbooks.
Costs for tuition may also differ between on-campus and online courses. For example, at Drexel University, students enrolled in online programs within the School of Education receive a 25 percent discount on the cost of tuition. The majority of the online courses provided by the school are financially eligible.
With all these options for savings, cost cutting can be one of the significant benefits of online courses.
3. More Free Time
Because your classes don’t influence your schedule, you can be more productive in the things you enjoy. In addition to being able to save money, the absence of a commute can also mean saving time since you won’t have to drive between campus and home.
The extra time you have is available to use to your advantage in any way you choose, like focussing on your work and spending it with the family. All you require is a device that can be used as a digital one with an internet connection, and you’re able to access the required tools to advance your education and obtain your diploma in your own time.
4. Increased Course Variety
Another reason online school is a better option for students is the greater variety of educational options. Since students don’t have to go to campus for the courses on specific dates and times, they can choose the classes they are interested in. It is unnecessary to alter plans, and students who are enrolled in an online course can take the course they’d like to complete at a time that’s most suitable for them. With classes online, participants can acquire the information they require to get their degrees or advance their careers.
Online courses permit you to achieve the same variety of degrees that could be earned in traditional education. It includes learning certificates and professional certificates for master’s or doctoral degrees.
5. Career Advancement Opportunities
Like courses taught in traditional classrooms, online learning can offer you various opportunities to advance your career.
Since you’re in charge of your schedule, students who participate in virtual learning are more prepared to keep working and pursuing academic qualifications. For those who don’t have jobs, academics can be used to explain the gap or discontinuity on a resume. In any scenario, the advantages of online learning can be seen on resumes.
6. Increased Collaboration
Students who take online courses have more opportunities to work with their classmates in virtual group meetings and group work. One of the advantages of online classes is the groups and message boards that let students post their comments on readings and other assignments and then reply to classmates.
Students can also get more individual time with their professors through virtual learning. This is advantageous for learning as well as networking. Students can communicate with their instructor and upload assignments to review.
7. Personalized Education
Students who feel that their concentration gets slowed down by the demands of class may be able to benefit from classes online. Students who aren’t as confident could have better chances to participate in discussions with classmates while communicating via the Internet. You can work from your preferred location preference, and the outcome is a more personal learning experience using self-paced learning.
In online courses, students can choose the best time to finish their assignments and readings. Because the courses are online, classes can be completed wherever there’s Internet access.
8. Enhanced Time Management Skills
While the advantages of online learning are the flexibility of completing assignments at the time most comfortable for students, they must manage their time effectively to ensure they complete their assignments within the deadlines specified by the instructor. Online courses train students on how to manage their time better because the student is the one who has the burden of participating in the course rather than simply attending the class on a specified date and time. This means that students learn more from their studies and improve their time management abilities.
9. Immediate Feedback
Combining your coursework with technology offers many benefits. Instead of having to wait days or weeks following examinations, you typically receive immediate feedback. In online classes, students upload their work digitally to review by their instructor. Professors review the work of students online and provide feedback electronically. This means that students get feedback immediately. In a traditional classroom, students could wait for a week or two before receiving feedback on their work. If feedback is received sooner, students can better understand their work and adjust their assignments.
10. Repeated Access to Course Materials
When traditional lectures leave you at the mercy, your notes-taking skills videos can be watched and reviewed whenever required. Students who do not grasp the concepts presented in a lecture video can return and listen to the lecture again. Students can make use of videos from lectures as a complementing aid in completing their assignments.
DECIDING IF AN ONLINE DEGREE IS RIGHT FOR YOU
To decide whether online education is the right choice for you, it’d be best to weigh the advantages and disadvantages of online education. Students who are comfortable setting their timetable for studying, completing assignments, and working with their classmates via a remote connection are likely to do well in an online degree program. What they should be aware of the most is that the exact content taught in in-person classes is also taught in an online class, and there’s no distinction between an online degree or a degree earned in person.
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