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Career

Do you want to quit your job in Dubai? These are the five steps to follow.

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Gulf News speaks to UAE legal professionals about the steps employees should follow when quitting.

Dubai: You may be contemplating quitting your job as a full-time employee in the UAE. What happens if my manager refuses to accept or acknowledge my resignation. How can I ensure I have no problems moving to a different job?

Gulf News interviewed legal experts in UAE to determine the best steps for employees to take to avoid financial or legal liability when they quit their full-time jobs. The steps below are only for employees with full-time jobs. They are based on UAE’s new Labour Law, Federal Decree-Law No. 33 of 2022 – and its governing regulations.

1. To ensure you give the correct notice period, read your employment contract.

According to the UAE Labour Law, the notice period for a full-time employee who wants to end a work contract may be between 30 and 90 days. Your labor contract will specify the notice you must give to your employer. You can find our detailed guide on how to get a copy of your labor contract here.

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Failure to fulfill your notice period could result in financial liability. You may be asked for your salary for the period you did not serve, according to Priyasha Corrie (Partner at Keystone Law Middle East LLP).

She stated that Article 43(3) of UAE Labour Law requires parties to compensate each other. This is a ‘payment in lieu notice’ equivalent to an employee’s salary for the whole notice period or a portion thereof.

You should keep some things in mind if you’re resigning within your probation period. Our detailed guide explains how to resign during probation.

2. Resign in writing

Corrie advised employees to notify their employer in writing of their decision to resign, via email or by letter. It is crucial to indicate your notice period and the last day of your work following your labor contract. This is required by Article 43 (1) of UAE Labour Law.

What happens if my employer doesn’t respond to my resignation email

According to Dr. Ibrahim Al Banna (CEO of Ibrahim Al Banna Advocates and Legal Consultants), while employees are required to submit their resignations in writing, acknowledgment from the employer is not required under the UAE Labour Law.

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Dr. Al Banna stated that the employer does not have to acknowledge the notification.

3. Receive all your end-of-service dues

Your gratuity will be calculated according to Article 51 of UAE Labour Law once you have served your term as a full-time employee. You must note that gratuity will be calculated on an employee’s basic pay.

Dr. Al Banna stated that when calculating gratuity for a foreign employee, an employer must, according to Article 51 (5), calculate it based on the previous basic salary to which the employee was entitled, regardless of whether the employee receives a salary on either a weekly, monthly, or daily basis.

The gratuity paid to a foreign employee shall not exceed two years’ remuneration. The employer can deduct any amount due to him or her, following the law or a judgment rendered by a competent judge, when determining the gratuity amount.

4. Ensure that your work permit is cancelled

Concerning Executive Regulations of Labour Law, the employer must apply to the Ministry of Human Resources and Emiratisation to cancel the work permit. Dr. Al Banna states that the employer must also apply for cancellation of visas with the General Direction of Residency and Foreigners’ Affairs (GDRFA Dubai) or the Federal Authority for Identity, Citizenship and Ports Security(ICP) if the employee was under the sponsorship.

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“Once the visa and work permit is canceled, information indicating that they have been canceled will be entered into the MOHRE/GDRFA database. Dr. Al Banna stated that employers had restricted access to the database.

Although you are not allowed to access the databases of the authorities as an employee, your employer should send you cancellation papers detailing when your visa and work permit was canceled and the length of your stay in the UAE.

The visa and permit have been canceled. This gives the employee only 30 days to enter into a new employment relationship or exit the UAE. Dr. Al Banna stated they would be fined if the employee failed to establish a new employment relationship or exited the UAE without a valid visa.

5. For any questions, contact MOHRE

Lawyers also advised Gulf News to contact the Ministry of Human Resources and Emiratisation for any clarifications on the new Labour Law. For more information, contact the Ministry.

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Insurance

Is There a Good Student Discount for Car Insurance?

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It’s no secret that new drivers pay more for car insurance. Their lack of experience behind the wheel means insurance companies consider them an increased risk.

However, there are ways teenagers can save money on car insurance. Most insurance companies offer car insurance discounts designed specifically for young drivers. You could pay less for insurance if you have good grades and complete a qualifying driver’s education course. Additionally, it is possible to cut back premiums if you leave your car at the home once you head to college.

Let’s find out how you may get a much better rate on your insurance by using student discounts.

Why Are Students More Expensive to Insure?

Young drivers are much more likely to get into a collision when compared to drivers with an increase of years behind the wheel, following data collected by the National Highway Traffic Safety Administration (NHTSA), so insurance companies often charge them more for their or their policies.

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Drivers between the ages of 15 and 20 are more prone to:

  • Speed
  • Drive while distracted
  • Make mistakes on the road

Lack of experience isn’t the only real risk factor for young drivers. People in this generation are also recognized for taking risks while driving, operating a car under the influence of drugs or alcohol, and not wearing seatbelts.

Because they’re at an increased risk for an incident, teens are more expensive to insure. This means that car insurance companies often charge higher premiums for drivers in this age range.

However, car insurance companies know that they don’t assume all young drivers will get into a crash. This is exactly why many insurers offer discounts specifically for qualifying students.

Good Student Car Insurance Discounts

Achieving good grades takes effort and demonstrates responsibility. And, since you’ll typically take more time studying to keep your grade point average up, you won’t have as much time to goof off in a car. That means you’re less likely to get in a crash.

Insurance companies know this, so they give you a good student discount for young drivers who work hard in school.

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Depending on your insurer, you may need to supply proof of your academic success. This could be a report card, transcript, or a form filled out and signed by your school administrator. You may need to submit standardized test scores in place of a written report card if you’re homeschooled. Your insurer might request your ACT or SAT scores.

If you qualify because of this discount, be sure you continue working hard at school. You might have to resubmit proof of eligibility regularly. Your car insurance rates could increase if your grades begin to go down.

Good student discounts aren’t available in every location by every insurance company. Check with your agent to see what’s available in your state.

How Much Is a Good Student Discount?

Here is a consider the average good student discount provided by three large insurance carriers. The dollar amount of the discount would depend on the quantity of your premium.

While good student discount amounts vary from insurer to insurer, it’s often between 5% and 25%. See your insurer just how much you can save.

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Other Student Discounts for Car Insurance

Getting good grades isn’t the only method to truly save money on your car insurance as a driver. Here are some additional options available to you to reduce your premium.

Student Away-From-Home Discount

If you do not bring a vehicle with you to campus, you could qualify for a discount because you’re not driving as often. Some insurers offer this discount if you’re a college student living over 100 miles from home.

Driver’s Education Discount

Driver’s education courses can assist you in learning how to drive safely. They can help enhance your situational awareness, making you more prone to avoid accidents. You could qualify for a discount if you’ve taken an authorized course.

Safe Driver Discount

Regardless of how old you are, the simplest way to truly save money on car insurance is to operate a vehicle safely. If you do not get in any accidents or get speeding tickets for a specific time, you could qualify for your insurer’s safe driver discount.

While you won’t qualify because of this discount right away, keep practicing safe driving, and you may see your premiums decrease over time.

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Membership Discounts

College students that are members of a sorority, fraternity, or honor society might also qualify for discounts. If you’re a person in one particular organization, see if your insurer offers any savings.

How Students Can Save on Car Insurance

To ensure you aren’t paying too much for your car insurance, talk to your agent about any student discounts you could qualify for. You May very well not be aware of all your choices, or you may not automatically obtain the savings, so getting personalized advice can assist you in saving money.

Additionally, it’s often cheaper to include your parent’s or guardian’s plan than to purchase your policy. It also lets you take advantage of additional savings, including the multi-policy discount. But when that’s not an option, take care to shop around. This way, you can find a policy that’s right for you.

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Career

HOW TO SURVIVE A JOB INTERVIEW IN ENGLISH.

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In English, we frequently talk about “surviving” an interview. Sometimes, simply surviving isn’t enough. You have to be able to show the interviewer what an excellent candidate you are should you want to be hired for your dream job. While specific interview questions are more challenging than others, you will still get an edge over your competition by knowing how to handle these simple English questions during the interview. Sit in a comfortable position and get yourself ready to tackle these English job interview-related questions.

Tell me more about your personal life.

It’s not a question but rather an invitation to provide more information. It’s still a popular method of opening an interview, however. Keep in mind that the interviewer is looking to learn about your skills related to your job rather than what you’re doing in your private life. Don’t mention, “I was born in Taipei,” “I like playing computer games,” and “I am the youngest of my two brothers.” Talk about your career progress, the lessons you’ve learned, and particular skills that allow you to be a suitable candidate for this position.

Your Strengths?

Don’t hesitate to sell yourself! The trick to answering this question is providing specific examples and supporting them with proof. Don’t just answer: “I’m organized, punctual, and well-liked with my colleagues.” You should follow up any information you state with “For instance” …” and elaborate on how you demonstrated your skills in your previous position.

What are your reasons for wanting to be a part of our team?

Employers would like to know why you’re interested in working for them. Therefore, show them that you know the company’s work and that you’re excited about your job. Don’t begin by saying, “Umm,” “I don’t know,” It seemed like a good choice for my career,” or “I haven’t found any other interesting information.” Go online and research the company before you interview to ensure that you can provide specific reasons as to why you’d like to join the company. Remember that the interviewer needs to understand what you could bring to the company rather than what the company could bring to you!

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What made you quit your previous job?

Perhaps the last position you had was a disaster. However, an interview isn’t the right time to discuss the issue. If it’s true, do not make negative or opinionated remarks regarding your former or current colleagues or employers: “I didn’t agree with the direction of the company,” “I got no acknowledgment for my work,” “My boss was unjust.” Such statements can make you appear unprofessional. Instead, concentrate on positive reasons to leave, such as the desire to take on new challenges or expand your knowledge.

Have any questions you’d like to ask me?

Interviewers typically end their interview by asking this question. Make sure you ask specific questions that demonstrate that you know the basics about the company, but you’d like to know more. Be sure to ask questions you already know the answers to, such as, “What does your company does?” Or, “Could you give me your name repeatedly?” Also, don’t inquire about salary or vacation-related questions: “When do you give raises?” “How much vacation time should I anticipate?” Save those questions to ask after you’ve heard, “We’d like to give you the job.”

Remember that the most important thing to do for an interview is to be prepared. Research thoroughly and ensure you know the company’s mission and job before going into the interview. Be relaxed and remember that you were invited to the interview because the company is looking for your skills. Be sure to answer these questions and make use of them as a base to ensure you are successful at that subsequent English employment interview.

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